We urge all users to carefully examine our Privacy Policy. By engaging with prompts such as "Sign Up", "I Acknowledge Imamura Cash's Privacy Policy", "I Permit the Collection, Use, Disclosure, Retention, Transmission, and/or Processing of My Personal Data in Accordance with Imamura Cash's Privacy Policy" displayed during the enrollment process or while accessing our services or platform, you signify your understanding and acceptance of the terms within this Privacy Policy concerning your personal data management.




1. The Collection and Stewardship of Your Data by Imamura Cash Include:

Essential identity information such as names and birthdays;
Loan application inputs covering earnings, job details, loan objectives, and particulars of your mobile device;
Various contact avenues, like your mailing address, telephone numbers, and electronic mail;
Detailed borrower information including Social Security details, employment background, acquaintance contacts, and emergency numbers;
Specifications of your mobile equipment, including its ID, operating system type, user configurations, account information, and connectivity details, with screen metrics;
We gather this information (collectively referred to as "Info") through:
The process of installing our app or showing interest in our loan products;
Any form of interaction with our support or loan application teams;
Consultations with credit validation services for data verification against national and private databases or with organizations dedicated to fraud deterrence;
The acquisition and regulation of your Info by Imamura Cash is integral to offer you our services or comply with legal obligations. Absent your direct consent, we do not collect your Info.




2. Purpose of Data Collection by Imamura Cash

Assessing eligibility for our services based on financial health and creditworthiness.
Administering and managing your loan, including all transactions, disbursements, and repayments.
Verifying identities and the accuracy of submitted information.
Preventing fraudulent activities and unauthorized service access.
Enhancing and improving our product offerings.
Resolving service-related issues encountered by users.
Ensuring compliance with legal and regulatory requirements for customer identification and anti-money laundering measures.
Sending marketing communications, provided you have not opted out.
Keeping you informed about updates and new services.
Working with credit monitoring and fraud prevention agencies.
Delivering customer support and reaching out via agreed communication methods.

Rationale for Processing Your Data:
Our legitimate interest in offering tailored financial and technological services.
Fulfilling our contractual obligations and responding to your pre-contract inquiries.
Based on your explicit consent for specific processing activities.




3. Duration of Data Storage by Imamura Cash

At Imamura Cash, the retention of your Data is carefully managed to ensure it is kept no longer than is necessary for achieving the aims of our Privacy Policy. Thereafter, a prudent timeframe is observed to satisfy the completion of our service delivery. Furthermore, we reserve the right to retain your Data for extended periods under certain conditions: (i) to adhere to legal and regulatory obligations; (ii) when the law explicitly allows for such retention; and (iii) to establish, exercise, or defend legal claims.




4. Data Utilization and Confidentiality Measures at Imamura Cash

Authorized Data Handling and Distribution by Imamura Cash

Imamura Cash is granted permission by the borrower to conduct thorough credit evaluations and determine eligibility for current and future financial products. This permission extends to assessing suitability for additional offerings by Imamura Cash or affiliated third parties, with a strong commitment to leveraging the information responsibly for the borrower's benefit.

In adherence to privacy laws, Imamura Cash ensures that personal data is shielded from third-party access, except in instances where sharing is critical for the provision of Imamura Cash's services. Research initiatives may receive limited personal data, shared under strict conditions that aim for the utmost data anonymization to preserve user privacy.
Borrowers consent to Imamura Cash's practice of sharing their personal data with:

The comprehensive network of Imamura Cash, including its subsidiaries, third-party service providers, and upper management, for operational and service quality purposes;
Banking institutions, financial intermediaries, credit evaluation bodies, and entities focused on fraud detection, all contributing to the secure and efficient provision of services;
External partners engaged in enhancing service delivery, data processing, and debt collection efforts on behalf of Imamura Cash;
Relevant authorities for compliance with legal obligations, including tax and regulatory mandates, particularly during significant organizational changes or legal proceedings;
Essential disclosures to protect Imamura Cash's interests, enforce terms of service, or ensure the safety of its community and operational integrity.

This comprehensive policy underscores Imamura Cash's dedication to maintaining robust privacy standards, ethical data sharing practices, and adherence to both local and international data protection regulations.



5. Automated Profiling and Decision-Making at Imamura Cash

Imamura Cash's approach to offering financial services leverages automated profiling to ensure that our offerings align closely with your financial needs and circumstances.

Tailored Financial Solutions: Our system uses sophisticated algorithms to determine your eligibility for loans, focusing on efficiency and accessibility for all customers, irrespective of their financial history.
Identifying and Mitigating Financial Risks: Automated processes play a crucial role in detecting potentially fraudulent activities, employing advanced analytics to safeguard against financial risks.
Rights in the Face of Automated Decisions: Imamura Cash respects your right to understand and challenge decisions made by automated processes. For a human review of any decision affecting your loan application or service eligibility, please reach out to: customerservice@imamuraopc.com.



6. Stop Receiving Promotional Information

If you decide to stop receiving any form of marketing or promotional information from us, please notify us by email or phone. We are committed to processing your request in a timely manner and will no longer send you such information, and we respect your right to opt out of these communications.



7. Agreement and Empowerment Upon Usage of the Imamura Cash Application

By downloading and using the Imamura Cash Application, you:

Acknowledge your agreement with the terms laid out in this Privacy Policy;
Provide Imamura Cash explicit consent to collect, use, share, and manage your Information, which may include personal, sensitive, and confidential categories as defined under applicable laws, following the guidelines of this Privacy Policy;
Certify the accuracy and truthfulness of the Information you have provided and will provide to Imamura Cash;
Authorize Imamura Cash to verify the accuracy of the Information submitted by you;
Understand that to comply with legal obligations, Imamura Cash may be required to disclose your Information to relevant financial and regulatory bodies such as the Bangko Sentral ng Pilipinas, the Anti-Money Laundering Council, credit bureaus, and other oversight agencies as necessary.




8. Potential Ramifications of Not Providing Personal Data to Imamura Cash

The submission of your personal information to Imamura Cash is entirely at your discretion, and you are free to withdraw consent for its processing whenever you choose. However, a lack of consent may render us unable to deliver the products and services you seek, potentially leading to the termination of our contractual relationship in adherence to legal provisions. Notwithstanding, under circumstances where Imamura Cash has a legitimate interest, such as for the settlement of unresolved loans, we may continue to hold and process your personal data to address such financial matters, consistent with applicable legal frameworks.



9. Facial Recognition Data Policy

Consent to Facial Data Collection for Enhanced Security Measures
In our commitment to uphold the integrity and safety of your account, this application may request your facial data as part of the Know Your Customer (KYC) procedures. Below is a comprehensive overview of how we handle facial recognition data:
Collection of Facial Recognition Data: For identity verification purposes, we collect data related to your facial features and biometric identifiers. This process is critical for validating your identity and safeguarding your account.
Purpose of Collecting Facial Data: The sole application of this facial data is for KYC processes, aiming to confirm the authenticity of your account and to bolster its security. We guarantee this information will not be exploited for any commercial activities outside this scope.
Confidentiality and Data Sharing: Your facial data is treated with the utmost confidentiality. It will not be disclosed to third parties except under legal compulsion or with your direct approval.
Secure Data Storage: We employ robust security measures to protect your facial data stored on our servers, ensuring its safety through both technical and organizational strategies.
Duration of Data Retention: Facial data is kept only for the duration necessary to complete KYC verification. Post-verification, steps are promptly taken to either eradicate or anonymize this data.
Your Privacy Rights: At any moment, you can request access to, amendment of, or deletion of your facial data. For any inquiries or to exercise your rights, please contact our dedicated privacy team.

Your use of our application signifies your consent to the facial data processing practices outlined here. We are committed to maintaining the highest privacy and security standards for your personal data.

For additional information or inquiries, our privacy team is at your service, ensuring a secure and dependable experience with our app.




10. Inquiry Channels and Policy Update Notifications

For inquiries or support, contact us at customerservice@imamuraopc.com.
To ensure our Privacy Policy reflects our latest privacy standards and practices, we periodically update this document. The current version, dated 08-31-2026, will be updated as necessary. Keep visiting this page to stay informed about our privacy practices.




11. About Loan Provider

Introducing Our Loan Partner: Imamura Cash is allied with a premier loan provider to offer comprehensive credit and loan services. Familiarity with our lending partner is a cornerstone of our service ethos.

Loan Provider Attributes:
Entity Name: First Circle Growth Finance Corp
Regulatory and License Data:
SEC Identification Number: CS201605477
Certificate of Operational Authority: 1108
Locator Details:
Email Assistance: support@firstcircle.com
Telephone Number: 9443087105
Address: 10th Floor One Technology Tower Rizal Drive, Bonifacio Global City Taguig, Metro Manila, 1635 Philippines